How To Improve Credit Score Strategies And More At | Birmingham, AL

SAN DIEGO, Sept. 18, 2013 /PRNewswire-iReach/ — is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. The website continues to bring up-and-coming news in the mortgage industry world, and with new article “Fast Credit Repair (Pipe Dream Or Reality?)” loan borrowers can find the best solutions on how to improve credit score in a fast and progressive way.

The article begins by pointing out that despite popular belief, credit does not always have to slowly repair itself over months or possibly even years. All it takes is a little craftiness and knowledge to alleviate the stress of bad credit score. Afterall, poor credit score can accumulate into paying extra interest rates from tens to even hundreds of thousands of dollars. This, coupled with other expenses like car loans can bring weigh down loan borrowers. Moreso, bad credit can affect the way employers view loan borrowers and affect their ability the get a job.

“You probably also know that keeping your credit as healthy as can be is a lifetime commitment. And it follows, then, that credit repair can take a long, long time, right? Not always. Your credit score is influenced by a lot of factors, and while one of the main factors – the length of time you’ve had credit accounts – can only be improved with time, there are other factors that can respond pretty quickly to good behavior and improved spending habits” mentions the Loan Love article. As talked about in the article, these factors include:

  • Never allow account balances to exceed more than 20% of the credit limit for each account. So for example, if an account has a $1000 limit, a loan borrower would ideally want to exceed know more than $200 when owing money.
  • Avoid cancelling out old credit lines as they can improve a loan borrower’s position. Each old credit line can improve the age of an account, and an older an account, the better a loan borrower will look in the eyes of creditors.
  • Alternatively, the Loan Love article also suggests readers refrain from taking out anymore new credit line as a newly aquired credit line can decrease an account’s age.
  • Last, every loan borrower should check their payment history. Continously being responsible and paying on time will help a borrower’s credit score in the long run.

As one final tip, Loan Love gives readers one last reminder: “So while it’s true that time can provide the greatest healing to a less-than-perfect credit history, it’s also true that steps you take today – right now (hint, hint) – can also have a pretty significant effect on your credit.” Generally, smart loan borrowers will want to showing consistancy and responsibility with their existing credit lines to prove to potential loan lenders that they are well worth the risk.

For more information on how to improve credit score, please visit

Media Contact: Kevin Blue,, 949-292-8401,

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